Terms of Service

1. Platform Intermediary Disclaimer

FindAService ("FindAService", "we", "us") operates as an online marketplace platform that connects clients seeking services with independent service providers. FindAService is an intermediary only. We do not provide, perform, or guarantee any services listed on the platform.

All services are provided directly by independent service providers. FindAService does not supervise, direct, control, or monitor a provider's work, methods, schedule, or performance. Any agreement for services is solely between the client and the provider.

FindAService does not endorse, recommend, or guarantee any provider. Any ratings, reviews, or verification badges are provided for informational purposes only and do not constitute certification or endorsement.

2. No Employment Relationship

Service providers registered on FindAService are independent contractors and are not employees, agents, or representatives of FindAService. Nothing in these Terms creates an employment, agency, partnership, or joint venture relationship between FindAService and any user (client or provider).

Providers retain full control over when, where, and how they perform their services. FindAService does not set rates, hours, or working conditions for providers.

3. Limitation of Liability

To the maximum extent permitted by Irish and EU law:

  • FindAService shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from the use of the platform or any services obtained through it.
  • FindAService does not guarantee the quality, safety, legality, or suitability of any services listed by providers.
  • FindAService is not responsible for any disputes, injuries, property damage, or losses arising from interactions between clients and providers.
  • Our total liability to any user shall not exceed the amount paid by that user to FindAService in the 12 months preceding the claim.

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded or limited under applicable law.

4. Provider Responsibilities — Tax & Compliance

Each provider is solely responsible for:

  • Registering with Revenue as a self-employed individual or company, as appropriate under Irish tax law.
  • Collecting and remitting all applicable taxes, including Income Tax, PRSI, USC, and VAT (if applicable).
  • Maintaining all necessary licences, permits, certifications, and insurance required for the services they offer.
  • Complying with all applicable Irish and EU laws and regulations relating to their trade or profession.

FindAService does not provide tax advice and bears no responsibility for a provider's tax obligations.

5. GDPR & Data Protection

FindAService processes personal data in accordance with the General Data Protection Regulation (EU) 2016/679 ("GDPR") and the Irish Data Protection Act 2018. Please refer to our Privacy Policy for full details on how we collect, use, store, and protect your personal data.

Key points:

  • Lawful basis: We process data based on contractual necessity (providing our platform services), legitimate interests, and consent where required.
  • Your rights: You have the right to access, rectify, erase, restrict, port, and object to the processing of your personal data.
  • Data retention: We retain personal data only for as long as necessary to provide our services and comply with legal obligations.
  • Contact: For data protection queries, contact us at privacy@findaservice.ie.

6. User Accounts & Verification

Users must provide accurate, current, and complete information when creating an account. Providers may undergo verification steps (phone, ID, enhanced) to build trust; however, verification does not constitute a guarantee or endorsement by FindAService.

7. Reviews & Content

Users may leave reviews following completed bookings. Reviews must be honest, fair, and based on genuine experience. FindAService reserves the right to remove reviews that are abusive, fraudulent, or violate these Terms. We do not edit or moderate the substance of genuine reviews.

8. Dispute Resolution

FindAService encourages users to resolve disputes directly. While we may offer tools to facilitate communication, we are not obligated to mediate or resolve disputes. These Terms are governed by the laws of Ireland. Any disputes shall be subject to the exclusive jurisdiction of the Irish courts.

9. Amendments

We may update these Terms from time to time. Continued use of the platform after changes constitutes acceptance. We will notify users of material changes via email or platform notification.

10. No Warranties

FindAService provides the platform on an "as is" and "as available" basis. To the fullest extent permitted by law, we make no representations or warranties, express or implied, regarding the operation of the platform or the information, content, or services available through it.

We do not warrant that:

  • the platform will be uninterrupted, secure, or error-free;
  • any defects will be corrected;
  • the platform is free from viruses or harmful components;
  • any service provider will meet your expectations.

11. Payments, Fees & Third-Party Processors

FindAService may facilitate payments through third-party providers such as Stripe. We do not hold funds on behalf of users unless explicitly stated.

All payments for services are agreements between clients and providers. FindAService is not responsible for:

  • payment disputes;
  • refunds;
  • chargebacks;
  • pricing accuracy.

We may charge service fees or commissions, which will be clearly disclosed before confirmation of any transaction.

Payments may include one-time charges and/or recurring subscription fees depending on the services selected.

Where subscriptions are offered, billing is processed automatically on a recurring basis unless cancelled prior to the renewal date.

FindAService uses third-party payment processors such as Stripe to handle transactions securely. By making a payment, you agree to be bound by Stripe's terms and conditions in addition to these Terms.

FindAService does not store full payment card details and is not responsible for payment processing errors caused by third-party providers.

12. Cancellations & No-Shows

Cancellation policies may be set by individual service providers. Clients are responsible for reviewing and agreeing to these terms before booking.

FindAService is not responsible for:

  • cancellations by providers;
  • client no-shows;
  • any resulting losses or charges.

13. Acceptable Use

Users agree not to:

  • use the platform for unlawful purposes;
  • provide false or misleading information;
  • attempt to bypass the platform to avoid fees;
  • interfere with the platform's operation or security;
  • scrape, copy, or exploit platform data without permission.

FindAService reserves the right to investigate and take appropriate action.

14. Account Suspension & Termination

FindAService may suspend or terminate accounts at its sole discretion, without prior notice, if a user:

  • violates these Terms;
  • engages in fraudulent or harmful behaviour;
  • creates risk or legal exposure for the platform or other users.

We are not liable for any loss resulting from account suspension or termination.

15. Indemnification

Users agree to indemnify, defend, and hold harmless FindAService, its directors, officers, and affiliates from any claims, damages, losses, liabilities, and expenses arising out of:

  • their use of the platform;
  • their interactions with other users;
  • their breach of these Terms;
  • their violation of any law or third-party rights.

16. Intellectual Property

All content, design, trademarks, and software on the platform are owned by FindAService or its licensors.

Users grant FindAService a non-exclusive, worldwide, royalty-free licence to use, display, and reproduce content they submit (such as reviews or profiles) for platform operation and promotion.

17. Platform Role Clarification (Enhancement of Section 1)

FindAService does not endorse, recommend, or guarantee any provider. Any ratings, reviews, or verification badges are provided for informational purposes only and do not constitute certification or endorsement.

18. Force Majeure

FindAService shall not be liable for failure or delay in performance due to events beyond our reasonable control, including but not limited to natural disasters, internet outages, strikes, or regulatory changes.

19. Subscriptions, Billing & Free Trials

FindAService may offer subscription-based plans (including but not limited to "Pro" plans) that provide enhanced visibility or features for service providers.

Billing & Renewal

Subscriptions are billed in advance on a recurring basis (e.g. monthly), as selected during signup. By subscribing, you authorise FindAService (via its payment processor, Stripe) to automatically charge your selected payment method at each renewal period unless cancelled.

Free Trials

Where a free trial is offered, users may access subscription features for a limited period without charge. At the end of the trial period, the subscription will automatically convert into a paid plan unless cancelled before the trial expires.

FindAService may require a valid payment method to activate a free trial. No charge will be made until the trial ends, unless otherwise stated.

Cancellation

Users may cancel their subscription at any time via their account settings. Cancellation will take effect at the end of the current billing cycle. No partial refunds will be provided for unused time unless required by applicable law.

Failed Payments

If a payment fails, FindAService reserves the right to:

  • retry the payment;
  • suspend or downgrade the account;
  • restrict access to subscription features until payment is successfully completed.

Price Changes

FindAService reserves the right to modify subscription pricing. Any changes will be communicated in advance and will take effect at the next billing cycle.

No Guarantee of Results

Subscription plans provide access to platform features only. FindAService does not guarantee leads, jobs, revenue, or any specific business outcome.

Platform Role Clarification

All subscription services relate solely to visibility and access within the platform. FindAService does not act as an agent, broker, or representative of service providers and does not participate in or guarantee any transactions between users.

Billing Event Timing & System Authority

Subscription status, billing, and access to features are determined based on system records generated by our payment processor (Stripe) and associated webhook events. These records constitute the authoritative source for billing status, including successful payments, renewals, cancellations, and failures.

Webhook-Driven Account Status

Access to subscription features may be granted, limited, or removed automatically based on payment events, including but not limited to:

  • successful payment confirmation;
  • failed or declined charges;
  • subscription cancellation;
  • chargebacks or payment disputes.

Users acknowledge that there may be short delays between payment processing and platform access due to system processing times.

Chargebacks & Payment Disputes

If a user initiates a chargeback or payment dispute through their bank or card provider, FindAService reserves the right to:

  • immediately suspend or terminate the account;
  • revoke access to all platform features;
  • recover any outstanding amounts owed.

We are not responsible for any fees, penalties, or consequences imposed by financial institutions as a result of chargebacks.

Audit & Evidence

Users agree that transaction logs, invoices, and webhook event records provided by Stripe may be used as evidence in the resolution of disputes.

20. Refund Policy

General Policy

Payments made to FindAService for subscriptions or platform-related services are generally non-refundable, except where required by applicable law.

Cooling-Off Rights (Consumers in the EU)

If you are a consumer based in the European Union, you may have a statutory right to withdraw from a subscription purchase within 14 days of entering into the contract.

However, by activating a subscription or free trial that converts into a paid plan and using the platform services immediately, you expressly request the early performance of the service and acknowledge that your right of withdrawal may be reduced or lost once the service has been fully performed.

Service-Based Nature

FindAService provides digital platform access and visibility services. Once these services have been activated or used, they are considered to have commenced performance.

Exceptional Refunds

Refunds may be considered, at our sole discretion, in limited circumstances such as:

  • duplicate charges;
  • technical errors directly attributable to FindAService;
  • billing mistakes.

Submission of a refund request does not guarantee approval.

No Refunds for Outcome Dissatisfaction

We do not provide refunds based on dissatisfaction with outcomes, including but not limited to lack of leads, bookings, or business results.

Processing

Approved refunds, if any, will be processed using the original payment method within a reasonable timeframe.